Medical Wigs in Minnesota | Private Consultations & Insurance
In Minnesota, your insurance is required to help.
If your hair loss is medical, from cancer treatment, alopecia, or another health condition, state law requires most Minnesota health plans to help pay for it. We sit with you through the paperwork, not just hand it to you.
What's actually covered
By law
Minnesota Statute 62A.28 requires most health plans to cover a "scalp hair prosthesis" for hair loss from a health condition, cancer treatment and alopecia areata included, when your doctor prescribes it. Guaranteed up to $1,000 per benefit year.
In practice
Depending on your diagnosis, that minimum typically covers the full cost of a shorter length, natural human hair wig. More length or more customization is handled case by case, and that's exactly where we come in.
Often more
A lot of our Minnesota clients see more than the $1,000 minimum, especially with HealthPartners and Blue Cross Blue Shield, where we're in network and bill directly.
Minnesota Statutes, Section 62A.28, most recently amended 2024.
How it works
Three steps, and we're with you for all of them
Get a prescription
Ask your doctor for a prescription for a "cranial prosthesis," that's the term your insurer will look for, not "wig."
We check your plan
Call, text, or email us your insurance info and we'll confirm what's covered, what's in network, and what to expect.
You get your wig
If we're in network, we bill your insurer directly. If not, we'll walk you through requesting reimbursement.
We bill directly with
Not on the list? Minnesota law still applies, we'll help you get reimbursed.
Common questions
Is my wig actually covered under Minnesota law?
If your hair loss is from a medical condition, cancer treatment and alopecia areata included, and your doctor prescribes a "cranial prosthesis," most Minnesota health plans are required to help cover it, up to $1,000 per benefit year at minimum.
What if my plan isn't Blue Cross or HealthPartners?
Minnesota's coverage requirement applies broadly, not just to the carriers we're in network with. If we're not in network with your plan, we'll give you a medical receipt and prescription checklist so you can file for reimbursement yourself.
What do I need from my doctor?
A written prescription for a "cranial prosthesis" or "scalp hair prosthesis," the medical term insurers look for. We can tell you exactly what to ask for when you call.
Can I use my HSA or FSA?
Often, yes. Cranial prostheses are frequently HSA/FSA eligible. It's worth confirming with your plan administrator alongside your insurance benefits.
Let's find out what your plan covers.
No pressure, no obligation. Just a real answer about your coverage before you decide anything.
Coverage amounts and eligibility vary by plan and diagnosis. We're wig makers, not insurance agents. This reflects our experience helping Minnesota clients navigate their benefits, always confirm the specifics with your insurer.
Frequently Asked Questions
How long does it take for my wig to arrive?
Customization takes approximately 2–3 weeks from the time we receive your measurements. Each piece is carefully refined before shipping.
Do I need to come in for a consultation?
No. You can shop entirely online. We provide clear measuring instructions and are happy to guide you by phone if needed.
What is your return policy?
Skin top wigs may be returned within 7 days if unworn and in original condition.
Lace wigs that have had the lace cut are final sale.
If you are unsure, we can ship your lace wig without cutting the lace. Once you confirm the fit and look, you may send it back for customization and lace trimming.
Can you match a specific color?
Yes. We offer custom color work based on your description and inspiration photos to ensure your piece reflects your vision.